For good-credit buyers waiting for the bottom of the market, it has passed, the good news is home prices and interest rates are still quite low. Winter exteriors might show sun shining off the snow, spring shots could sport blossoms, summer shots ought to spotlight that shimmering pool or well-coifed lawn, and fall photos might show vibrant leaves. [...] the average remodeling payback in the past 10 years has dropped from 82 percent in 2003 to about 57 percent, according to "Remodeling" magazine. Pricing should be based on comparable sales, specific neighborhood time-on-the-market trends, an up-to-date appraisal and the home's inherent pros and cons. Give your agent (or yourself) the green light to creatively market your home in varied venues, be they virtual or terra firma. The housing market is improving, but that doesn't mean exuberant buyers should write a check and empty their savings accounts. Break down your essential monthly bills and reconcile them against your household income, then use an online mortgage calculator to see how much wiggle room you'll have once you buy. Do a criminal search, including the ZIP code's crime statistics and the National Sex Offender Public website at NSOPW.gov. Visit at different hours; be wary of poorly kept homes and yards, unsavory visitors, traffic and pet noise, industrial or landfill odors, blaring train horns, too-bright lighting, and vacant-but-developable commercial lots. Switch on that stove, run the faucets (including the baths), check the water pressure, activate the sprinklers, turn on all the lights, flush the toilets, turn on the air conditioning and heat, test the remotes and venture into the closets and look for signs of brown splotches or fresh paint for evidence of roof leaks.
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